Marcus B. Snowden
Marcus is a member of the Federation of Defense & Corporate Counsel and the American College of Coverage Counsel.
Sébastien A. Kamayah
Direct: 416.363.3313 ext.202
Direct: 416.363.3313 ext. 203
Senior Litigation Counsel
Pearl was called to the Ontario Bar in 1994, after completing her LL.B. at Osgoode Hall Law School. Since her Call, Pearl has always practiced in civil and commercial litigation. She has appeared at all levels of court in Ontario, including Toronto’s Commercial List, the Divisional Court, and the Court of Appeal. Since 2004, Pearl’s litigation practice has focused on insurance defence and coverage litigation. Her clients have included Canadian, US, and UK insurers and re-insurers, self-insured corporations, hospitals, and individual professionals. Before joining Snowden Law, Pearl was senior claims counsel at two property and casualty insurers.
As coverage counsel, Pearl drafts opinions, reservation of rights letters, and defence cost sharing agreements. She has also represented clients in court applications, at trial and on appeal, in cases involving duty to defend, additional insureds, equitable contribution, breach of condition, and relief from forfeiture issues. Pearl also defends insurers in commercial first-party property, Builder’s Risk/COC and professional liability/mitigation claims. She is the firm’s “go-to” counsel for securing client cost awards, frequently negotiating or arguing for favourable results.
As defence counsel, Pearl has defended a wide array of complex and large loss casualty, property, and professional liability claims. Her caseload has included defending liability in wrongful death, occupiers’, taverners, municipal and road design, product, construction and contractor negligence, defamation, property fire and water damage, railway derailments, aviation and marine, environmental contamination, motor vehicle accidents, and institutional sexual abuse cases. Her in-house counsel experience gives her invaluable insight into Canadian insurer client operations and needs.
Pearl is a lifelong learner and regularly attends CPD events including completion of Osgoode Hall’s 8-day Intensive Trial Advocacy Certificate Workshop. She keeps abreast of legal trends by participating in various organizations, including:
1. Canadian Defence Lawyers: She sits on the Board of Directors, is the Women’s Caucus First Vice-Chair, and is an Insurance Coverage Committee member;
2. Law Society of Ontario’s Coach & Advisor Network: Since 2016 she has acted as both a Coach and Advisor to litigators and paralegals;
3. Ryerson University’s Law Placement Program: She has acted as both the firm’s principal overseeing LPP students-at-law and as an assessor of candidates’ mock Discoveries, Mediations, and Civil Trials;
4. Canadian/Ontario Bar Association: Member and Speaker at the OBA’s 2021 webinar on Additional Insured issues; and
5. Women’s Law Association of Ontario: Member.
As in-house counsel, Pearl has presented CLE and risk management seminars for junior counsel, claims specialists, and commercial insurance brokers.
When not practicing law, Pearl enjoys cooking for family and friends, dancing at Zumba classes, and travelling.
Mark G. Lichty
Tel: 416.363.3313 ext. 205
Mark’s practice as Senior Counsel to the firm is restricted, as it was before his 2018 retirement, to insurance and reinsurance coverage matters involving commercial property, liability, D&O and other financial services policies as well as personal lines homeowner’s and residential policies. He has acted as coverage counsel for clients involved in claims in various Canadian provinces and in the US involving Canadian-based coverage, also acting as an expert on Canadian insurance law in US proceedings. His background for clients also includes drafting various liability and property policy forms, reviewing their underwriting manuals and associated materials.
Mark is the co-author of the leading insurance law text, Annotated Commercial General Liability Policy. A previously peer-rated Lexpert (most frequently recommended) and Best Lawyers in Canada acknowledged leader in the Canadian and international insurance bar, Mark has a well-respected reputation in the insurance, reinsurance and risk management community. Before his 2018 retirement, he was, and in returning to practice in 2019 he still remains a well-recognized senior insurance & reinsurance coverage lawyer who has been involved in some of the most significant domestic and cross-border commercial insurance coverage issues over the last several decades.
In 2005 Mark was elected to the Federation of Defense and Corporate Counsel and has spoken in educational programs for industry, client and the profession both locally and in the US on insurance-related topics. Mark has also previously been acknowledged in Who’s Who Legal: Insurance & Reinsurance (2015’s most highly recommended Canadian insurance practitioner), Guide to the World’s Leading Insurance & Reinsurance Lawyers and Euromoney’s Guide to the Best of the Best. For his service to the profession and the community at large, Mark was the 2016 recipient of the Toronto Lawyers Association’s Honsberger Award.